|
ALPHABETICAL
LISTING
Ambrus, A. and R.
Argenziano.
"Network Markets
and Consumers Coordination,"
Cowles Foundation Discussion Paper n.1481, September 2004.
Anderson, Simon P. and Stephen Coate.
"Market Provision of Public Goods :
The Case of Broadcasting,"
University of Virginia & Cornell University,
Mimeo, November 2002.
Anguelov, Christoslav E.,
Marianne A. Hilgert
and Jeanne
M. Hogarth.
"U.S. Consumers and Electronic Banking, 1995-2003,"
Federal Reserve Bulletin,
2004.
Armstrong,
Mark.
"Competition in
Two-Sided
Markets,"
Working Paper, 2005.
Armstrong,
Mark.
"Competition in the Pay-TV Market",
Journal of the Japanese and International Economies,
13, 1999, pp. 257-280.
Ausubel,
Lawrence M.
"Adverse
Selection in the Credit
Card Market,"
Department of
Economics, University of
Maryland, Mimeo,
1999.
Ausubel,
Lawrence M.
"The Failure of
Competition in the Credit
Card Market,"
American
Economic Review,
81, 1991, pp.
50-81.
Azariadis,
Costas, James Bullard, and
Bruce Smith.
"Private and
Public Circulating
Liabilities,"
Journal of Economic Theory,
99(1), July 2001, pp. 59-116.
Baker, Donald
I.
"Shared ATM
Networks - The Antitrust
Dimension,"
Federal
Reserve Bank of St. Louis
Review, 77, December
1995, pp. 5-17.
Balto, David
A.
"Access Demands
to Payment Systems Joint
Ventures,"
Harvard
Journal of Law and Public
Policy, 18, 1995, pp.
623-69.
Balto, David
A.
"Payment
Systems and Antitrust: Can
the Opportunities for
Network Competition Be
Recognized?"
Federal
Reserve Bank of St. Louis
Review, 77, December
1995, pp. 19-40.
Balto, David
A. and James J.
McAndrews.
"Joint Venture
Payment Networks and Public
Policy,"
Proceedings of
the 34th Annual Conference
on Bank Structure and
Competition - Payments
Systems in the Global
Economy: Risks and
Opportunities, 1998, pp.
431-42.
Bank for
International
Settlements.
"Retail
Payments in Selected
Countries: A Comparative
Study,"
Basle: Bank
for International
Settlements,
1999.
Bank for
International
Settlements.
"Statistics on
Payments Systems in the
Group of Ten
Countries,"
Basle: Bank
for International
Settlements,
1997.
Barron, John
M., Michael E. Staten, and
John Umbeck.
"Discounts for
Cash in Retail Gasoline
Marketing,"
Contemporary
Policy Issues, 10(4),
1992, pp.
89-102.
Bauer, Paul
W.
"A
Beginner's Guide to the
U.S. Payment
System,"
Federal
Reserve Bank of Cleveland
Economic Commentary,
July
1994.
Bauer, Paul W.
and Diana
Hancock.
"Scale
Economies and Technological
Change in Federal Reserve
ACH Payment
Processing,"
Federal
Reserve Bank of Cleveland
Economic Review,
1995, pp.
14-29.
Bauer, Paul W.
and Diana
Hancock.
"The Efficiency
of the Federal Reserve in
Providing Check Processing
Services,"
Journal of
Banking and Finance,
17, 1993, pp.
287-311.
Baxter,
William F.
"Bank
Interchange of
Transactional Paper: Legal
and Economic
Perspectives,"
Journal of Law
and Economics, 26,
1983, pp.
541-88.
Baye, Michael
R. and John
Morgan.
"Information
Gatekeepers on the Internet
and the Competitiveness of
Homogenous Product
Markets,"
American
Economic Review,
91, 2002, pp.
454-74.
Belleflamme, P and E.
Toulemonde.
"Emergence and
Entry of B2B Marketplaces,"
UCL Louvain & University
of Lausanne, Mimeo,
2004.
Berlin,
Mitchell and Loretta J.
Mester.
"Credit Card
Rates and Consumer
Search,"
Review of Financial Economics,
13 (1-2), 2004; pp. 179-198.
Board of
Governors of the Federal
Reserve System.
"Traditional
Payments Primer: Credit
Payments,"
Washington:
Board of Governors of the
Federal Reserve System,
1997.
Board of
Governors of the Federal
Reserve System.
"The
Probability of Credit Card
Operations of Depository
Institutions,"
Washington:
Board of Governors of the
Federal Reserve Systems,
1996.
Board of
Governors of the Federal
Reserve System.
"Credit Cards
in the U.S. Economy: Their
Impact on Costs, Prices,
and Retail
Sales,"
Washington:
Board of Governors of the
Federal Reserve System,
1988.
Bradford,
Terry.
"Payment Types
at the Point
of Sale: Merchant
Considerations,"
Federal Reserve Bank of
Kansas City, Payment System
Research Briefing, December 2004.
Brito,
Dagobert L. and Peter R.
Hartley.
"Consumer
Rationality and Credit
Cards,"
Journal of
Political Economy,
103(2), April
1995, pp.
400-33.
Bulow, Jeremy and Jonathan Levin.
"Matching and Price Competition,"
NBER WP W11506, August 2005.
Caillaud,
Bernard and Bruno
Jullien.
"Chicken and
Egg: Competing
Matchmakers,"
IDEI,
University of Toulouse,
Mimeo, 2001.
Calem, Paul
S.
"The Strange
Behavior of the Credit Card
Market,"
Federal
Reserve Bank of
Philadelphia Business
Review, January 1992,
pp. 3-14.
Calem, Paul S.
and Loretta J.
Mester.
"Consumer
Behavior and the Stickiness
of Credit-Card Interest
Rates,"
American
Economic Review,
85, 1995, pp.
1327-36.
Calomiris, Charles W.
and Joseph R. Mason.
"Credit Card Securitization
and Regulatory Arbitrage,"
Journal of Financial
Services Research,
26(1), August 2004, pp.
5-27.
Canner, Glenn
B. and Charles A.
Luckett.
"Developments
in the Pricing of Credit
Card Services,"
Federal
Reserve Bulletin,
78(9),
September 1992, pp.
652-66.
Cargill,
Thomas F. and Jeanne
Wendel.
"Bank Credit
Cards: Consumer
Irrationality versus Market
Forces,"
Journal of
Consumer Affairs,
30(2), Winter
1996, pp.
373-89.
Carlton,
Dennis W. and Alan S.
Frankel.
"Antitrust and
Payment
Technologies,"
Federal
Reserve Bank of St. Louis
Review, 77, December
1995, pp. 41-54.
Carlton,
Dennis W. and Alan S.
Frankel.
"The Antitrust
Economics of Credit Card
Networks,"
Antitrust Law
Journal, 63(2),
Winter 1995, pp.
643-68.
Carlton,
Dennis W. and Steven C.
Salop.
"You Keep on
Knocking But You Can't Come
In: Evaluating Restrictions
on Access to Input Joint
Ventures,"
Harvard
Journal of Law and
Technology, 9, 1996,
pp. 319-52.
Carow, Kenneth
A. and Michael E.
Staten.
"Debit, Credit,
or Cash: Survey Evidence on
Gasoline
Purchases,"
Journal of
Economics and
Business, 51(5),
October 1999, pp.
409-21.
Caskey, John
P. and Gordon H. Sellon,
Jr.
"Is
the Debit Card Revolution
Finally Here?"
Federal
Reserve Bank of Kansas City
Economic Review,
79, 1994, pp.
79-95.
Castronova, Edward
and Paul Hagstrom.
"The
Demand for Credit Cards:
Evidence from the
Survey of Consumer
Finances"
Economic Inquiry,
42, April 2004, pp.
304-318.
Chakravorti,
Sujit.
"Theory of
Credit Card Networks: A
Survey of the
Literature,"
Review of
Network Economics,
2(2), June
2003, pp. 50-68.
Chakravorti,
Sujit.
"Why Has Stored
Value Not Caught
On?"
Federal
Reserve Bank of Chicago,
S&R Working Paper 00-6,
2000.
Chakravorti, Sujit and
Roberto Roson.
"Platform Competition in Two-Sided Markets: The Case
of Payment Networks,"
Review of Network Economics,
5(1), 2006, pp. 118-142.
Chakravorti,
Sujit and A.
Shah.
"A
Study of the Interrelated
Bilateral Transactions in
Credit Card
Networks,"
Federal
Reserve Bank of Chicago,
Emerging Payments
Occasional Paper
EPS-2001-2,
2001.
Chakravorti,
Sujit and Ted
To.
"A
Theory of Credit
Cards,"
Federal
Reserve Bank of Chicago,
Working Paper,
2002.
Chakravorti,
Sujit and Ted
To.
"Toward a
Theory of Merchant Credit
Card
Acceptance,"
Federal
Reserve Bank of Chicago,
Mimeo, 2000.
Chakravorti,
Sujit and Ted
To.
"A
Theory of Merchant Credit
Card
Acceptance,"
Federal
Reserve Bank of Chicago,
Working Paper 99-16,
1999.
Chakravorti,
Sujit and William R.
Emmons.
"Who pays for
Credit Cards?"
Federal
Reserve Bank of Chicago,
Emerging Payments
Occasional Paper
EPS-2001-1,
2001.
Chakravorti,
Sujit and William R.
Emmons.
"Are Credit
Cards Overused?"
Federal
Reserve Bank of Dallas,
Mimeo, 1998.
Chang, Howard
H. and David S.
Evans.
"The
Competitive Effects of the
Collective Setting of
Interchange Fees by Payment
Card Systems,"
Antitrust
Bulletin, 45(3),
Fall 2000, pp.
641-77.
Cohen,
Gail.
"Credit Cards
and Buyer Price
Protection,"
Northwestern
Center for Mathematical
Studies in Economics and
Management Science,
Discussion Paper 978,
January 1992, p.
34.
Combs, Kathryn
L. and Stacey L.
Schreft.
"Do
Consumers Really Want
Credit Card
Reform?"
Federal
Reserve Bank of Kansas City
Economic Review,
84, 1999, pp.
31-46.
Congressional
Budget Office.
"Competition in
ATM Markets: Are ATMs Money
Machines?"
CBO Paper,
1998.
Congressional
Budget Office.
"Emerging
Electronic Methods for
Making Retail
Payments,"
CBO Study,
1996.
Covell,
Andy.
"Real Networks
Skins Apple,
Microsoft,"
Network
Computing, February
19, 2001.
Damiano, E. and Li Hao.
"Competing Matchmaking,"
University of Toronto,
Mimeo, 2005.
Daniels,
Kenneth N. and Neil B.
Murphy.
"The Impact of
Technological Change on
Household Transactions
Account Balances: An
Empirical Cross-Section
Study,"
Journal of
Financial Services
Research, 8, 1994,
pp. 13-9.
Davies, Emma
and Stephen E. G.
Lea.
"Student
Attitudes to Student
Debt,"
Journal of
Economic Psychology,
16(4),
December 1995, pp.
663-79.
DellaVigna,
Stefano and Ulrike
Malmendier.
"Contract
Design and Self-Control:
Theory and
Evidence,"
The Quarterly Journal of Economics,
119(2), May 2004, pp. 353-402.
Dey, Shubhasis and Gene Mumy.
"Determinants of Borrowing Limits on Credit Cards,"
Bank of Canada,
Working Paper 2005-7, 2005.
Dias, Clecio
and Jose
Bortoni.
"Credit Cards,
Pre-dated Checks and
Consumer Credit in
Brazil-An Information
Asymmetry
Approach,"
University of
Illinois, Ph.D.,
1999.
Donze, Jocelyn
and Isabelle
Dubec
"The Role of
Interchange Fees in Shared
ATM Networks"
Working Paper, February
2003.
Drehmann, Mathias,
Charles Goodhart and
Malte Krueger.
"The Challenges Facing
Currency Usage: Will the Traditional
Transactions Medium Be Able to
Resist Competition
from the New Technologies?,"
Economic Policy,
34,
2002, pp. 193-227.
Durkin, Thomas
A.
"Credit Cards:
Use and Consumer Attitudes,
1970-2000,"
Federal
Reserve Bulletin,
86(9),
September 2000, pp.
623-34.
Economides,
Nicholas S.
"Network
Economics with Application
to Finance,"
Financial
Markets, Institutions &
Instruments, 2, 1993,
pp. 89-97.
Economides,
Nicholas S. and Lawrence J.
White.
"Networks and
Compatibility: Implications
for Antitrust,"
European
Economic Review,
38, 1994, pp.
651-62.
Eeckhout, Jan and Kaivan Munshi.
"Economic Institutions as
Matching Markets,"
Mimeo, 2003.
Elfenbein, Dan
and Josh Lerner.
"Links and
Hyperlinks: An Empirical
Analysis of Internet Portal
Alliances,
1995-1999,"
Harvard
University, Mimeo,
2001.
Ellison, G.,
D. Fudenberg,
and M. Mbius
"Competing
Auctions,"
Journal of the European Economic Association, 2(1), March 2004, pp. 30-66.
Emmons,
William R.
"Price
Stability and the
Efficiency of the Retail
Payments
System,"
Federal
Reserve Bank of St. Louis
Review, 78, October
1996, pp. 49-68.
Evans, David
S.
"The Antitrust
Economics of Two-Sided
Markets,"
AEI-Brookings
Joint Center, Mimeo,
2002.
Evans, David
S. and Richard
Schmalensee.
"Paying with
Plastic: The Digital
Revolution in Buying and
Borrowing,"
Cambridge, MA:
MIT Press, 1999.
Evans, David
S. and Richard
Schmalensee.
"Economic
Aspects of Payment Card
Systems and Antitrust
Policy Toward Joint
Ventures,"
Antitrust Law
Journal, 63(2),
Winter 1995, pp.
861-901.
Evans, David
S. and Richard
Schmalensee.
"The Economics
of the Payment Card
Industry,"
Cambridge, MA:
National Economic Research
Associates, Inc.,
1993.
Farrell,
Joseph and Garth
Saloner.
"Installed Base
and Compatibility:
Innovation, Product
Preannouncements, and
Predation,"
American
Economic Review,
76, 1986, pp.
940-55.
Farrell,
Joseph and Garth
Saloner.
"Standardization,
Compatibility, and
Innovation,"
RAND Journal
of Economics, 16,
1985, pp. 70-83.
Felgran,
Steven D.
"From ATM to
POS Networks: Branching,
Access, and
Pricing,"
New England
Economic Review,
May-June 1985,
pp. 44-61.
Felgran,
Steven D.
"Shared ATM
Networks: Market Structure
and Public
Policy,"
New England
Economic Review,
February 1984,
pp. 23-38.
Felgran,
Steven D. and R. Edward
Ferguson.
"The Evolution
of Retail EFT
Network,"
New England
Economic Review,
July-August
1986, pp. 42-56.
Ferrando, J., J.J. Gabszewicz,
D. Laussel and N. Sonnac
"Two-Sided
Network Effects and
Competition : An Application
to Media Industries,"
Mimeo, 2004.
Frankel, Alan
S.
"Monopoly and
Competition in the Supply
and Exchange of
Money,"
Antitrust Law
Journal, 66,
1998, pp.
313-61.
Fudenberg,
Drew and Jean
Tirole.
"Pricing Under
the Threat of Entry by a
Sole Supplier of a Network
Good,"
Journal of
Industrial
Economics, 48(4),
2000, pp.
373-90.
Gans, Joshua
S. and Stephen P.
King.
"Approaches to
Regulating Interchange Fees
in Payment
Systems,"
Review of
Network Economics,
2(2), June
2003, pp.
125-145.
Gans, Joshua
S. and Stephen P.
King.
"The Neutrality
of Interchange Fees in
Payment
Systems,"
University of
Melbourne, Mimeo,
2001.
Garcia, Aurora, Nikolaos Georgantzis,
Pedro Pereira and Jose-C.
Pernias-Cerrilo.
"Size and Bias Effects
of Search Engines : Theory and
Experimental Evidence,"
Mimeo, 2004.
Good, Barbara
A.
"Will
Electronic Money be adopted
in the United
States?"
Federal
Reserve Bank of Cleveland,
Working Paper 9822,
1998.
Good, Barbara
A.
"Electronic
Money,"
Federal
Reserve Bank of Cleveland,
Financial Services Working
Paper 9716,
1997.
Green, Edward
J.
"We
need to think Straight
about Electronic
Payments,"
Journal of
Money, Credit and
Banking, 31(3),
August 1999, pp.
668-70.
Gross, David
B. and Nicholas S.
Souleles.
"Do
Liquidity Constraints and
Interest Rates Matter for
Consumer Behavior? Evidence
from Credit Card
Data,"
Quarterly
Journal of
Economics, 117(1),
February 2002, pp.
149-85.
Gross, David
B. and Nicholas S.
Souleles.
"Consumer
Response to Changes in
Credit Supply: Evidence
from Credit Card
Data,"
Wharton School
Center for Financial
Institutions, University of
Pennsylvania, Working
Paper, 2001.
Guthrie, G. and
J. Wright.
"Competing Payment Schemes,"
Mimeo,
2003.
Hagiu, Andrei
"Optimal Pricing
and Commitment in Two-Sided
Markets," Princeton University,
Mimeo, 2001.
Hancock, Diana
and David B.
Humphrey.
"Payment
Transactions, Instruments,
and Systems: A
Survey,"
Journal of
Banking and Finance,
21, 1998, pp.
1573-624.
Hancock,
Diana, David B. Humphrey,
and James A.
Wilcox.
"Cost
Reductions in Electronic
Payments: The Roles of
Consolidation, Economies of
Scale, and Technical
Change,"
Journal of
Banking and Finance,
23, 1999, pp.
391-421.
Hannan,
Timothy H.
"Retail Fees of
Depository Institutions,
1994-99,"
Federal
Reserve Bulletin,
87, 2001, pp.
1-11.
Hannan,
Timothy H., Elizabeth J.
Kiser, James J. McAndrews,
and Robin A.
Prager.
"To
Surcharge or Not to
Surcharge: An Empirical
Investigation of ATM
Pricing,"
Board of
Governors of the Federal
Reserve System, Mimeo,
2000.
Hausman, Jerry
A., Gregory Leonard, and
Jean Tirole.
"On
Nonexclusive Membership in
Competing Joint
Ventures,"
RAND Journal
of Economics, 34,
Spring 2003.
Harbord, David and Marco Ottaviani.
"Contracts and Competition in the Pay-TV Market,"
LBS, Department of Economics, WP n.DP 2001/5, July 2001.
Hayashi,
Fumiko, Richard
Sullivan
and Stuart E.
Weiner.
"A Guide to the
ATM and Debit Card Industry,"
Payments System
Research Department, Federal
Reserve Bank of Kansas City,
2003.
Hayashi,
Fumiko and Elizabeth
Klee.
"Technology
Adoption and Consumer
Payments: Evidence from
Survey Data,"
Review of
Network Economics,
2(2), June
2003, pp.
175-190.
Hayhoe, Celia
Ray, Lauren Leach, and
Pamela R.
Turner.
"Discriminating
the Number of Credit Cards
Held by College Students
Using Credit and Money
Attitudes,"
Journal of
Economic
Psychology, 20(6),
December 1999, pp.
643-56.
Heng,
Stefan.
"E-Payments: Modern Complement
to Traditional Payment
Systems,"
Economics Working Paper
Archive at WUSTL, 2004.
Hermalin, Benjamin
and Michael Katz.
"Your Network or Mine?
The Economics of Routing
Rules,"
Mimeo,
2004.
Higgins, Eric J.,
and Joseph R. Mason.
"What is the Value
of Recourse to Asset-Backed Securities?
A Clinical Study of Credit Card
Banks,"
Journal of
Banking and Finance,
28(4),
April 2004, pp.
875-899.
Hirschman,
Elizabeth C.
"Differences in
Consumer Purchase Behavior
by Credit Card Payment
System,"
Journal of
Consumer Research,
6,
1979, pp. 58-66.
Humphrey,
David, et al.
"What does it
Cost to Make a
Payment,"
Review of
Network Economics,
2(2), June
2003, pp.
159-174.
Humphrey,
David B.
"Replacement of Cash by Cards in US Consumer Payments,"
Journal of Economics and Business,
56(3), May-June
2004, pp. 211-225.
Humphrey,
David B.
"The Economics
of Electronic Benefit
Transfer
Payments,"
Federal
Reserve Bank of Richmond
Economic Quarterly,
82, Spring
1996, pp. 77-94.
Humphrey,
David B.
"Delivering
Deposit Services: ATMs
versus
Branches,"
Federal
Reserve Bank of Richmond
Economic Quarterly,
80, Spring
1994, pp. 59-81.
Humphrey,
David B., Moshe Kim and Bent Vale.
"Realizing the
Gains from Electronic
Payments: Costs, Pricing,
and Payment Choice,"
Journal
of Money, Credit and
Banking,
33, pp. 216-34.
Humphrey,
David B., Lawrence B.
Pulley, and Julla M.
Vesala.
"The Check's in
the Mail: Why the United
States Lags in the Adoption
of Cost-Saving Electronic
Payments,"
Journal of
Financial Services
Research, 17,
2000, pp. 17-39.
Humphrey,
David B., Lawrence B.
Pulley, and Julla M.
Vesala.
"Cash Paper,
and Electronic Payments: A
Cross Country
Analysis,"
Journal of
Money, Credit and
Banking, 28,
1996, pp.
914-39.
Hunt, Robert
M.
"An
Introduction to the
Economics of Payment Card
Networks,"
Review of
Network Economics,
2(2), June
2003, pp. 80-96.
Ingo, Pippow
and Schoder
Detlef.
"The Demand for
Stored Value Payment
Instruments,"
Institute for
Computer Sciences &
Social Studies Freiburg,
Albert-Ludwigs-University
Freiburg, Working Paper,
April 2002.
Jeon, Doh
Shin, Jean-Jacques Laffont,
and Jean Tirole.
"On
the Receiver Pays
Principle," Rand Journal of Economics,
35(1), Spring 2004, pp. 85-110.
Jyrknen, Hanna
and Heli Paunonen.
"Card, Internet
and Mobile Payments
in Finland,"
Bank of Finland
Discussion Papers,
2003.
Johnson,
Robert W.
"Pricing of
Bank Card
Services,"
Journal of
Retail Banking,
1,
1979, pp. 16-22.
Jullien,
Bruno.
"Competing with
Network Externalities and
Price
Competition,"
IDEI,
University of Toulouse,
Mimeo, 2001.
Kahn, Charles
M., James J. McAndrews, and
William Roberds.
"A
Theory of Transactions
Privacy,"
Federal
Reserve Bank of Atlanta,
Working Paper 2000-22,
2000.
Katz, Michael
L. and Carl
Shapiro.
"Technology
Adoption in the Presence of
Network
Externalities,"
Journal of
Political Economy,
94, 1986, pp.
822-41.
Katz, Michael
L. and Carl
Shapiro.
"Network
Externalities, Competition,
and
Compatibility,"
American
Economic Review,
75, 1985, pp.
424-40.
Katsamakas, E.
and Y. Bakos.
"Design and
Ownership of Two-Sided
Networks : Implications for Internet
Intermediaries,"
Stern School
of Business,
Mimeo, 2004.
Kennickell,
Arthur B. and Myron L.
Kwast.
"Who Uses
Electronic Banking? Result
from the 1995 Survey of
Consumer
Finances,"
Washington:
Board of Governors of the
Federal Reserve System,
Finance and Economics
Discussion Paper Series
97-35, 1997.
Kim, Taehyung,
Lucia F. Dunn and
Gene E. Mumy.
"Bank
Competition and Consumer
Search over Credit
Card Interest Rates,"
Economic Inquiry,
42, April 2005, pp. 344-352.
Kim, Jeon-Yoo, Kwark, Noh-Sun
and Nae-Chan Lee.
"Revenue-Sharing and
Interconnection in
the Wireless Internet,"
Mimeo, 2004.
Kim,
J.
"The Impact of
Proprietary Positions and
Equity Interest in the
Pricing of Network ATM
Services,"
Massachusetts
Institute of Technology,
Mimeo, 1998.
Kind, Hans-Jarle, Tore Nilssen
and Lars Sorgard.
"Advertising
on TV: Under-or
Overprovision?,"
Mimeo, 2005.
Kitch, Edmund
W.
"The Framing
Hypothesis: Is it Supported
by Credit Card Issuer
Opposition to a Surcharge
on a Cash
Prices?"
Journal of
Law, Economics and
Organization, 6, 1990,
pp. 217-33.
Kuttner,
Kenneth N. and James J.
McAndrews.
"Personal
On-Line
Payments,"
Federal
Reserve Bank of New York
Economic Policy
Review, 7(3), December
2001, pp. 35-50.
Laderman,
Elizabeth S.
"The Public
Policy Implications of
State Laws Pertaining to
Automated Teller
Machines,"
Federal
Reserve Bank of San
Francisco Economic
Review, 1990.
Laffont,
Jean-Jacques, Patrick Rey,
and Jean Tirole.
"Network
Competition: I. Overview
and Nondiscriminatory
Pricing,"
RAND Journal
of Economics, 29,
1998a, pp. 1-37.
Laffont,
Jean-Jacques, Patrick Rey,
and Jean Tirole.
"Network
Competition: II. Price
Discrimination,"
RAND Journal
of Economics, 29,
1998b, pp.
38-56.
Laffont,
Jean-Jacques, Scott Marcus,
Patrick Rey, and Jean
Tirole.
"Internet
Interconnection and the
Off-Net-Cost Pricing
Principle,"
IDEI,
University of Toulouse,
Mimeo, 2001.
Laibson,
David, Andrea Repetto, and
Jeremy Tobacman.
"A
Debt Puzzle,"
Harvard
University, Working Paper,
September 16,
2001.
Lee, Boon-Chye
and Olyjoke
Longe-Akindemowo.
"Regulatory
Issues in Electronic Money:
A Legal-Economics
Analysis,"
Netnomics,
1(1), March 1999, pp. 53-70.
Lindley, James
T., Patricia Rudolph, and
Edward B. Selby,
Jr.
"Credit Card
Possession and Use: Changes
over Time,"
Journal of
Economics and
Business, 41,
1989, pp.
127-42.
Mandel,
Lewis.
"The Credit
Card Industry: A
History,"
Twayne's
Evolution of American
Business Series: Industries
Institutions, and
Entrepreneurs, n 4,
Boston: Hall, Twayne
Publishers,
1990.
Manenti, F.
and E. Somma.
"Plastic
Clashes: Competition
among Closed and
Open Systems in
the Credit Card Industry,"
Mimeo, 2003.
Mann, Ronald
J.
"Credit Cards
and Debit Cards in the
United States and
Japan,"
Monetary and
Economic Studies,
20(1), January
2002, pp.
123-59.
Mann, Ronald
J.
"A
Payments Policy for the
Information
Age,"
University of
Michigan Law School,
Working Paper 00-001,
2000.
Manning,
Robert D.
"Credit Card
Nation,"
New York:
Basic Books,
2000.
Manning,
Robert D.
"Credit Card on
Campus: Costs and
Consequences of Student
Debt,"
Washington,
DC: Consumer Federation of
America, 1999.
Mantel,
Brian.
"Why Do
Consumers Pay Bills
Electronically? An
Empirical
Analysis,"
Federal
Reserve Bank of Chicago
Economic
Perspectives, 25,
2000, pp. 32-47.
Mantel,
Brian.
"Why Don't
Consumers Use Electronic
Banking Products? Towards A
Theory of Obstacles,
Incentives, and
Opportunities,"
Federal
Reserve Bank of Chicago,
Emerging Payments
Occasional Paper EPS-00-1,
2000.
Massoud, Nadia
and Dan
Bernhardt.
"Rip-off ATM
Surcharges,"
The Rand Journal of Economics,
33(1), Spring 2002.
Masters, Adrian
and Luis Raul
Rodriguez-Reyes.
"Endogenous Credit-Card
Acceptance in a Model of
Precautionary Demand for Money,"
Oxford
Economic Papers, 2004.
Matutes,
Carmen and A. Jorge
Padilla.
"Shared ATM
Networks and Banking
Competition,"
European
Economic Review,
38, 1994, pp.
1113-38.
McAndrews,
James J.
"Automated
Teller Machine Network
Pricing - A Review of the
Literature,"
Review of
Network Economics,
2(2), June
2003, pp.
146-158.
McAndrews,
James J.
"E-Money and
Payment System
Risk,"
Contemporary
Economic Policy,
17, 1999, pp.
348-57.
McAndrews,
James J.
"Network Issues
and Payment
Systems,"
Federal
Reserve Bank of
Philadelphia Business
Review, December 1997,
pp. 15-25.
McAndrews,
James J.
"The Role of
Direct Presentment in
Non-Cash
Payments,"
Federal
Reserve Bank of New-York,
Research Paper,
1997.
McAndrews,
James J.
"Retail Pricing
of ATM Network
Services,"
Federal
Reserve Bank of
Philadelphia, Working Paper
96-12, 1996.
McAndrews,
J. and D. Morgan.
"Who is Calling,
Please? On Anonymous
Calling and Caller ID,"
Federal Reserve Bank of New York,
Mimeo, 2003.
McAndrews,
James J. and Chris
Stefanadis.
"The Issues of
Exclusivity and Overlapping
Governance in the Visa and
MasterCard Antitrust
Case,"
Federal
Reserve Bank of New York,
Mimeo, 1999.
McAndrews,
James J. and David A.
Balto.
"Joint Venture
Payment Networks and Public
Policy,"
Federal
Reserve Bank of New York,
Mimeo, 1998.
McAndrews,
James J. and John
Wenninger.
"Capturing the
Information Content of
Money: Competition and
Transaction
Tracking,"
Federal
Reserve Bank of New York,
Mimeo, 1999.
McAndrews,
James J. and Kenneth N.
Kuttner.
"Personal
Online
Payments,"
Economic Policy Review,
Federal
Reserve Bank of New York,
7(3), December 2001.
McAndrews,
James J. and Rafael
Rob.
"Shared
Ownership and Pricing in a
Network Switch,"
International
Journal of Industrial
Organization, 14,
1996, pp.
727-45.
McAndrews,
James J. and William
Roberts.
"A
General Equilibrium
Analysis of Check
Float,"
Journal of
Financial
Intermediation,
8,
1999, pp.
353-77.
Mester,
Loretta J.
"The Changing
Nature of the Payments
System: Should New Players
Mean New Rules?"
Federal
Reserve Bank of
Philadelphia Business
Review, March-April
2000, pp. 3-26.
Mester,
Loretta J.
"Why Are Credit
Card Rates
Sticky?"
Economic
Theory, 4, 1994, pp.
505-30.
Meyercord,
Andrea.
"Recent Trends
in the Profitability of
Credit Card
Banks,"
Federal
Reserve Bank of New York
Quarterly Review,
19,
Summer-Fall 1994, pp.
107-11.
Murphy,
Michael M. and Mack
Ott.
"Retail Credit,
Credit Cards and Price
Discrimination,"
Southern
Economic Journal,
43(3), January
1977, pp.
1303-12.
Murphy, Neil
B.
"Determinants
of Household Check Writing:
The Impacts of the Use of
Electronic Banking Services
and Alternative Pricing of
Services,"
Financial
Services Review,
1,
1994, pp. 35-44.
Nash, Robert
C. and Joseph F.
Sinkey.
"On
Competition, Risk, and
Hidden Assets in the Market
for Bank Credit
Cards,"
Journal of
Banking and Finance,
21(1), January
1997, pp.
89-112.
Neeman, Zvika and
Nir Vulkan.
"Markets
Versus Negotiations: The
Predominance of Centralized
Markets,"
Boston
University & The
Said Business School,
Mimeo,
2003.
Nocke, Volker, Martin Peitz
and Konrad Stahl.
"Platform
Ownership,"
University of Pennsylvannia &
University of Mannheim, Mimeo,
2004.
Osterberg,
William P. and James B.
Thomson.
"Network
Externalities: The Catch-22
of Retail Payments
Innovations,"
Federal
Reserve Bank of Cleveland
Economic Commentary,
February
1998.
Oxley, Joanne
E. and Bernard
Yeung.
"E-Commerce
Readiness: Institutional
Environment and
International
Competitiveness,"
Journal of
International Business
Studies, 32(4),
2001, pp.
705-23.
Park,
Sangkyun.
"Effects of
Price Competition in the
Credit Card
Industry,"
Economics
Letters, 57,
1997, pp. 79-85.
Park,
Sangkyun.
"Option Value
of Credit Lines as an
Explanation of High Credit
Card Rates,"
Federal
Reserve Bank of New York,
Research Paper 9702,
1997.
Park,
Sangkyun.
"The Credit
Card Industry:
Profitability and
Efficiency,"
Federal
Reserve Bank of New York,
Research Paper 9314,
1993.
Parker, G. and M.
Van Alstyne.
"Mechanism Design
to Promote Free Market and Open
Source Software
Innovation,"
Tulane University &
University of Michigan,
Mimeo, 2004.
Parker,
Geoffrey G. and Marshall W.
Van Alstyne.
"Information
Complements, Substitutes,
and Strategic Product
Design,"
Tulane
University and University
of Michigan, Mimeo,
2004.
Piffaretti,
Nadia F.
"A
Theoretical Approach to
Electronic
Money,"
Faculty of
Economic and Social
Sciences, University of
Fribourg, Working Paper
302, February
1998.
Prager, Robin
A.
"ATM Network
Mergers and the Creation of
Market Power,"
Antitrust
Bulletin, 44,
1999, pp.
349-63.
Prescott,
Edward S. and Daniel D.
Tatar.
"Means of
Payment, the Unbanked, and
EFT '99,"
Federal
Reserve Bank of Richmond
Economic Quarterly,
Fall 1999, pp.
49-70.
Priest, George
L.
"Cartels and
Patent License
Arrangements,"
Journal of Law
and Economics, 20,
1977, pp.
309-77.
Prinz,
Aloys.
"Money in the
Real and the Virtual World:
E-Money, C-Money and the
Demand for
CB-Money,"
Netnomics,
1(1), 1999,
pp. 11-35.
Raa, Thijs ten, and
Victoria Shestalova.
"Empirical
Evidence on Payment Media Costs
and Switch Points,"
Journal of
Banking and Finance,
28(1), January
2004, pp.
203-213.
Radecki,
Lawrence J.
"Banks'
Payments-Driven
Revenues,"
Federal
Reserve Bank of New York
Economic Policy
Review, 5, 1999, pp.
15-34.
Raskovich,
Alexander and Luke M.
Froeb.
"Has
Competition Failed in the
Credit Card
Market?"
U.S.
Department of Justice
Economic Analysis Group,
Discussion Paper,
1992.
Reisinger,
M.
"Two-Sided-Markets
with Negative
Externalities,"
University of Munich,
Mimeo, 2003.
Reserve Bank
of Australia and the
Australian Competition and
Consumer
Commission.
"Debit and
Credit Card Schemes in
Australia: A Study of
Interchange Fees and
Access,"
Reserve Bank
of Australia,
2000.
Rey, Patrick
and Jean Tirole.
"Financing and
Access in
Cooperatives,"
IDEI,
University of Toulouse,
Mimeo, 2002.
Roberds,
William.
"The Impact of
Fraud on New Methods of
Retail Payment,"
Federal
Reserve Bank of Atlanta
Economic Review,
1998, pp.
42-52.
Roberds,
William.
"What's Really
New About the New Forms of
Retail Payment?"
Federal
Reserve Bank of Atlanta
Economic Review,
82, 1997, pp.
32-45.
Roberds,
William and James J.
McAndrews.
"Banks,
Payments, and
Coordination,"
Journal of
Financial
Intermediation,
4,
1995, pp.
305-27.
Rochet,
Jean-Charles.
"The Theory of
Interchange Fees: A
Synthesis of Recent
Contributions,"
Review of
Network Economics,
2(2), June
2003, pp.
97-124.
Rochet,
Jean-Charles.
"The Consequences of Reducing Interchange Fees,"
IDEI,
University of Toulouse,
Mimeo, 2006.
Rochet,
Jean-Charles and Jean Tirole.
"Must Take Cards and the Tourist Test,"
IDEI,
University of Toulouse,
Mimeo, 2006.
Rochet,
Jean-Charles and Jean Tirole.
"Tying in Two-Sided Markets and the Honour all Cards Rule,"
IDEI,
University of Toulouse,
Mimeo, 2006.
Rochet, Jean-Charles
and Jean Tirole.
"Two-Sided
Markets : A Progress Report,"
IDEI
Working Paper,
2004.
Rochet,
Jean-Charles and Jean
Tirole.
"An
Economic Analysis of the
Determination of
Interchange Fees in Payment
Card Systems,"
Review of
Network Economics,
2(2), June
2003, pp. 69-79.
Rochet,
Jean-Charles and Jean
Tirole.
"Cooperation
Among Competitors: Some
economics of payment card
associations,"
RAND Journal
of Economics, 33(4),
Winter 2002, pp.
549-70.
Rochet,
Jean-Charles and Jean
Tirole.
"Platform
Competition in Two-Sided
Markets,"
Journal of the Europeen Economic Association,
1(4), June 2003, pp. 990-1029.
Roson,
Roberto
"Platform
Competition with Endogenous
Multihoming," Fondazione
Eni Enrico Mattei,
Working Papers,
2005.
Rubinfeld,
Daniel L.
"Antitrust
Enforcement in Dynamic
Network
Industries,"
Antitrust
Bulletin, 43,
1998, pp.
859-82.
Rysman, Mark.
"An Empirical Analysis of Payment
Card Usage,"
Boston University,
Mimeo, 2006.
Rysman,
Mark.
"Competition
between Networks: A Study
of the Market for Yellow
Pages,"
Review of Economic Studies,
71(2), April 2004, pp. 483-512.
Saloner, Garth
and Andrea
Shephard.
"Adoption of
Technologies with Network
Effects: An Empirical
Examination of the Adoption
of Automated Teller
Machines,"
RAND Journal
of Economics, 26,
1995, pp.
479-501.
Salop, Steven
C.
"Deregulating
Self-Regulated Shared ATM
Networks,"
Economics of
Innovation and New
Technology, 1, 1990,
pp. 85-96.
Santomero,
Anthony M. and John J.
Seater.
"Alternative
Monies and the Demand for
Media of
Exchange,"
Journal of Money, Credit and Banking,
28(4), November 1996.
Schmalensee,
Richard.
"Interchange
Fees: A Review of the
Literature,"
Mimeo, MIT,
2002.
Schmalensee,
Richard.
"Payment
Systems and Interchange
Fees,"
The Journal of
Industrial
Economics, 50(2),
June 2002, pp.
103-22.
Scholnick,
Barry.
"Regulation,
Competition and Risk in the
Market for Credit
Cards,"
Canadian
Public Policy, 26(2),
June 2000, pp.
171-81.
Schreft,
Stacey L.
"Looking
Forward: The Role for
Government in Regulating
Electronic
Cash,"
Federal
Reserve Bank of Kansas City
Economic Review,
82, 4th
Quarter 1997, pp.
59-84.
Schreft,
Stacey L.
"Transactions
Costs and the Use of Cash
and Credit,"
Economic
Theory, 2, 1991, pp.
283-96.
Schwartz, M.
and D. Vincent.
"Same Price,
Cash or Card: Vertical
Control by Payment
Networks,"
Georgetown
University, Working Paper,
2002.
Schwartz, M.
and D. Vincent.
"The
No-Surcharge Rule in
Electronic Payments
Markets: A Mitigation of
Pricing
Distortions,"
Georgetown
University, Mimeo,
2000.
Shaffer,
Sherrill.
"The
Competitive Impact of
Disclosure Requirements in
the Credit Card
Industry,"
Journal of
Regulatory
Economics, 15,
1999, pp.
183-98.
Shaffer,
Sherrill.
"Evidence of
Monopoly Power Among Credit
Card Banks,"
Federal
Reserve Bank of
Philadelphia, Working Paper
94-16, 1994.
Shui,
Haiyan and Lawrence M. Ausubel.
"Consumer Time
Inconsistency: Evidence
from a Market Experiment
in the Credit Card Market,"
Econometric Society, n176,
2004.
Shy, Oz and Juha Tarkka.
"The Market for Electronic
Cash Cards,"
Journal of Money, Credit
and Banking,
34, 2002, pp.
299-314.
Sinkey, Joseph
F. and Robert C.
Nash.
"On
Competition, Risk, and
Hidden Assets in the Market
for Bank Credit
Cards,"
Journal of
Finance, 21,
1997, pp.
89-112.
Sinkey, Joseph
F. and Robert C.
Nash.
"Assessing the
Riskiness and Profitability
of Credit-Card
Banks,"
Journal of
Financial Services
Research, 7, 1993,
pp. 127-50.
Small, John
and Julian
Wright.
"Decentralized
Interchange Fees in Open
Payment Networks: An
Economic
Analysis,"
University of
Auckland, Mimeo,
2000.
Solomon,
Elinor H.
"What Should
Regulators Do About
Consolidation and
Electronic
Money?"
Journal of
Banking and Finance,
83, 1999, pp.
645-53.
Stahl, Dale
O.
"Bertrand
Competition for Inputs and
Walrasian
Outcomes,"
American
Economic Review,
78, 1988, pp.
189-201.
Stango,
Victor.
"Competition
and Pricing in the Credit
Card Market,"
Review of
Economics and
Statistics, 82,
2000, pp.
499-508.
Stango,
Victor.
"Pricing with
Consumer Switching Costs:
Evidence from the Credit
Card Market,"
Journal of Industrial Economics,
50, 2002, pp. 475-492.
Stango,
Victor.
"Strategic
Responses to Regulatory
Threat in the Credit Card
Market,"
Federal Reserve Bank of Chicago, Working Paper 2002-02, 2002.
Staten,
Michael E. and Ken A.
Carow.
"Plastic
Choices: Consumer Usage of
Third Party vs. Proprietary
Credit Cards in Retail
Stores vs. Gasoline
Outlets,"
Journal of Economics and Finance,
26(2), Summer 2002, pp. 216-232.
Stavins,
Joanna.
"ATM Fees: Does
Bank Size
Matter?"
New England
Economic Review,
January 2000,
pp. 13-24.
Stavins,
Joanna.
"Checking
Accounts: What Do Banks
Offer and What Do Consumers
Value?"
New England
Economic Review,
March 1999,
pp. 3-14.
Stavins,
Joanna.
"A
Comparison of Social Costs
and Benefits of Paper Check
Presentment and ECP with
Truncation,"
New England
Economic Review,
July 1997, pp.
27-44.
Stavins,
Joanna.
"Can Demand
Elasticities Explain Sticky
Credit Card
Rates?"
New England
Economic Review,
July 1996, pp.
43-54.
Stavins,
Joanna and Gautam
Gowrisankaran.
"Are There
Network Externalities in
Electronic
Payments?"
in
Proceedings of the 35th
Annual Conference on Bank
Structure and Competition:
Global Financial Crisis:
Implications for Banking
and Regulation, 1999, pp.
302-12.
Stavins,
Joanna and Gautam
Gowrisankaran.
"Network
Externalities and
Technology Adoption:
Lessons from Electronic
Payments,"
Federal
Reserve Bank of Boston,
Working Paper 99-5,
1999.
Stix,
Helmuth.
"How Do Debit
Cards Affect Cash Demand?
Survey Data Evidence,"
Empirica, 31(2),
2004, pp. 93-115.
Weinberg, John
A.
"The
Organization of Private
Payment
Networks,"
Federal
Reserve Bank of Richmond
Economic Quarterly,
83, Spring
1997, pp. 25-43.
White, Kenneth
J.
"The Effect of
Bank Credit Cards on the
Household Transactions
Demand for
Money,"
Journal of
Money, Credit and
Banking, 8(1),
February 1976, pp.
51-61.
White,
Lawrence J.
"Technological
Change, Financial
Innovation, and Financial
Regulation: The Challenges
for Public
Policy,"
in Technology and Finance: Papers from the Discussion Series
of the New-York Academy of Sciences, September 1996.
Whitesell,
William C.
"Deposit Banks
and the Market for Payment
Media,"
Journal of
Money, Credit and
Banking, 24,
1992, pp.
483-98.
Wolters,
Timothy.
"Carry Your
Credit in Your Pocket: The
Early History of the Credit
at Bank of America and
Chase
Manhattan,"
Enterprise and
Society, 1, 2000,
pp. 315-54.
Wooley,
Michael J.
"Imperfect
Information, Adverse
Selection and Interest Rate
Sluggishness in the Pricing
of Bank Credit
Cards,"
Washington:
Board of Governors of the
Federal Reserve System,
Finance and Economics
Discussion Paper Series 37,
1988.
Wright,
Julian.
"Access Pricing
under Competition: An
Applications to Cellular
Networks,"
The Journal of
Industrial
Economics, 50(3),
September 2002, pp.
289-316.
Wright,
Julian.
"Pricing in
Debit and Credit Card
Schemes,"
Economics Letters,
80, 2003, pp. 305-309.
Wright,
Julian.
"The
Determinants of Optimal
Interchange Fees in Payment
Systems,"
Journal of Industrial Economics,
52(1), March 2004, pp. 1-26
Wright,
Julian.
"Optimal Card Payment System,"
European Economic Review,
47, 2003, pp. 587-612.
Wright,
Julian.
"An
Economic Analysis of a Card
Payment
Network,"
University of
Auckland, Mimeo,
2000.
Yanelle, M.
O.
"Banking
Competition and Market
Efficiency,"
The Review of
Economic Studies,
64(219), 1997,
pp. 215-40.
Yoo, Peter
S.
"Still
Charging: The Growth of
Credit Card Debt Between
1992 and 1995,"
Federal
Reserve Bank of St. Louis
Review, 80(1),
Jan./Feb. 1998, pp.
19-27.
Yoo, Peter
S.
"Charging Up a
Mountain of Debt:
Accounting for the Growth
of Credit Card
Debt,"
Federal
Reserve Bank of St. Louis
Review, 79(2), April
1997, pp. 3-13.
Zilberfarb,
Ben-Zion.
"The Effect of
Automated Teller Machines
on Demand Deposits: An
Empirical
Analysis,"
Journal of
Financial Services
Research, 2, 1989,
pp. 49-57.
Zywicki, Todd
J.
"Economics of
Credit Cards,"
George Mason
University, Law and
Economics Working Paper
00-22, 2000.
|
|
|